Tuesday, April 28, 2009

Nasty side of facebook applications

I saw a rather nasty application on facebook today. It looked rather innocent at first, just a harmless IQ test that someone could take and possibly compare scores with friends. However there was a tiny bit of small print which I almost missed, it read:
Subscription service 4 items/ week, €2.50 per item + €2.50 to join. 18+. SP MTL 015260014. To unsubscribe txt stop to 57151

After being asked 10 general knowledge questions, I was then asked to submit my telephone number. I guess if I had done so then they would have taken €10 from my mobile phone account each week until I noticed. I reckon I'd prefer it if they would just mug me. There is a certain integrity of purpose about mugging which these quiz masters lack.

I'm certain that the scores of my friends which were displayed were not genuine results. In particular if the quiz just asks ten general knowledge questions, how could my friends possibly end up with scores such as 132, 126, 121, 116 and 109. I've asked one of my friends whom it was claimed took the test, she assures me that she did not.

If you want to see a version of the scam,click here.

If this is not currently illegal, then the law needs to be changed. As it stands now, plenty of people will do a one off quiz online and then for the rest of their lives the cheats will steal 10 euro per week from them.

I'd strongly encourage anyone affected to lodge a complaint with the Irish Consumer Agency, start by clicking here. Note the company behind the scam is Blinck United Ltd, The Digital Hub, 4 St Catherines Lane West, Dublin 8.

I'd define a scam to be a business where a majority of the customers would not have proceeded with the transaction if all the relevant facts were made clear to them before hand. Using that definition, this is clearly a scam. However that definition can't be used in a law.

I wonder are new regulations required to stop cheats like Celldorado?

I'm really interested to know, do they confirm ownership of a mobile before the mobile account is charged? For example, if I asked local politician to help me and he did nothing, then could I go to the celldorado scam site and then sign-up for a couple dozen services under a made-up name but using the politician's mobile number? Even if the politician's mobile is paid for by the state, I'm sure he would eventually notice a mobile phone bill in the thousands of euro per month. That might just prompt them to bring in some new regulations. Needless to say, I couldn't possibly condone such a strategy.

Sunday, April 26, 2009

The ones who caused the problem

The Irish economy is in a terrible state and I think that the time has come to apportion blame. It is very clear that there is one group who caused the ridiculous property bubble and they now deserve our contempt. They are responsible for the mess we are in and if there were any justice in the country they would be the ones who should be brought to account.

We can't possibly blame the people who sold their homes at the top of the market. They weren't being greedy, they were simply accepting the market price for what they sold. The bubble was not caused by foolish buyers who risked money they did not have to purchase property they could not afford at absurdly inflated prices. No.


There is one group to blame. They made a huge contribution to the property price inflation. This group of people was not driven by any altruistic motivations they simply want to make a buck. And indeed they did very well out of the economic growth. Without them there simply couldn't have been a boom. They fascilitated just about every property purchase. It is time to name and shame them. Though no doubt many of you have already guessed who they are. They are of course the furniture removal firms and their greedy employees.

Now let's spare a thought for the victims, such as the bank executives who have lost out. For example poor Jake DeSantis .

Wednesday, April 8, 2009

It will all be free in the future

Do you remember the days when companies used to charge for personal email accounts? Ah, perhaps you are too young. Well in future a lot more is going to come your way for free. For a start, right now mobile phone calls are absurdly over-priced. If you have a local wifi network, then you can now use skype on your phone for free. This is only the start.
Good news for people in general: Mobile phone charges are about to collapse.
The bad news for mobile companies, their profits will follow the prices and then will come the bankruptcies.


The music industry is falling behind the times. They cannot stop the sharing of music files online. If thepiratebay.com gets shut down, then you'll find 10,000 other similar sites in 200 countries round the world taking their place. So, the future is free music for all. Revenue will come from concert sales. Giving away free music online is a way of advertising concerts.

Cable TV is coming to an end. Why pay for 100 channels on Cable, when there are millions available online for free. Pay-TV is on the way out. It just can't compete with the pirates who stream films and live sport for free. Watch out for more embedded advertising, for example 5 second ads in the middle of sports matches.

Film industry are powerless to stop web-users sharing films online and so DVD sales and revenue from TV will plummet. Similarly cinema attendance will drop as everyone will have access to films even before the official release date. But the bottom line is that people want to see films and the film industry wants to continue making them. The obvious solution is to have embedded advertising. If the major source of revenue is from product placement, then film-makers will no longer see file-sharing sites as the enemy, but rather as their friend. Of course I expect the film industry to fight the file-sharers for a while more, but sooner or later they'll realise that the war is over and they've lost. It is time to re-build the industry in this new barely recognisable land-scape.

Most of the current crop of commercial TV stations round the world will go bankrupt. A few will see the new technology as an opportunity and will thrive. But most will want to cling to the past, with middle aged management who harp back to the good old days. Round the world state supported TV stations will limp on with hand-outs and money forcefully taken from the populations in taxes and licence fees. Their viewing figures will plummet.

Morally I think that is objectionable to forcibly take a licence fee from someone. It is an abuse of power. On the other hand, sharing a file with my neighbour is so much more noble, even if I've never met him and he lives in Ulaanbaatar.

But for those who are interested in making money, there will still be plenty of oportunities, but things will be different and they'll need to be very adaptable.